eCommerce fraud has become a lucrative enterprise for scammers, and Shopify merchants remain prime targets. The statistics are staggering: global losses from online payment fraud are expected to reach $91 billion in 2028, with chargeback losses projected at $41.69 billion that same year.

For Shopify’s over 6.5 million live stores, powering over 10% of the global eCommerce economy, every dollar lost to fraud costs $4.61 in direct and indirect damages. Furthermore, friendly fraud, where scammers dispute legitimate charges, accounts for 60-80% of eCommerce chargeback losses.

The stakes have never been higher. Modern fraudsters deploy sophisticated techniques, including stolen credit card databases, AI-powered bot attacks, and social engineering, to bypass basic security measures. Meanwhile, legitimate customers expect frictionless checkout experiences, making it challenging to implement security without hurting conversion rates.

This comprehensive guide examines the top Shopify fraud prevention solutions specifically designed for merchants. Whether you’re a startup dealing with your first fraud attack or an enterprise store processing thousands of transactions daily, you’ll find actionable insights to protect your business while maintaining excellent customer experience.

Understanding Shopify Fraud Challenges

Before we dive into recommending the top Shopify fraud prevention solutions, it’s vital that you understand what you’re up against. Shopify merchants face numerous fraud vectors, each with unique characteristics and consequences.

• Card Testing remains the most common threat. Fraudsters obtain stolen card details through data breaches, phishing schemes, or dark web marketplaces, then test these cards on eCommerce sites. They often target high-value items that can be quickly resold.
• Chargeback Fraud (Friendly Fraud) is particularly insidious because it often originates from seemingly legitimate customers. Friendly fraud is more challenging to detect than traditional fraud because the customer information is likely genuine.
• Account Takeover Attacks are another pervasive vector that occurs when fraudsters gain access to legitimate customer accounts through credential stuffing or phishing.
• Refund and Return Fraud includes customers who exploit lenient store policies, claim items were defective when they weren’t, or send back different/used items.
• Coordinated Bot Attacks happen when scammers use automated scripts to test stolen credentials, scrape pricing data, or execute inventory hoarding attacks (particularly problematic for limited-edition product drops).

That said, let’s examine why Shopify’s built-in fraud prevention solution isn’t sufficient for stopping bad actors.

Limitations of Shopify's Built-In Fraud Analysis

Shopify’s built-in analysis is a necessary starting point for merchants. But its constraints necessitate a third-party solution for serious operations:

Top 10 Shopify Fraud Prevention Solutions for Merchants

1. Chargeflow (Automated Chargeback Prevention and Recovery)
2. SEON (Deep Data Enrichment and Digital Footprinting)
3. NoFraud (AI Screening and Human Review and Guarantee)
4. ClearSale (Enterprise-Grade Human and AI Review)
5. FraudLabs Pro (Affordable Fraud Scoring and Customizable Rules)
6. Forter (Real-Time Fraud Decisions and Global Merchant Network)
7. Blockify (Geo/IP/VPN Blocker)
8. Fraud Judge (Antifraud Solution with ID and Address Verification)
9. Sift (API-First Fraud Scoring and Identity Trust)
10. Kount (Trust and Safety Solutions for Payment Fraud)

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Chargeflow Automation - Best All-Around Chargeback Solution for Shopify

Chargeflow is the leading Shopify-native solution for managing the entire chargeback lifecycle, from prevention to recovery. Its AI automates evidence collection, dispute submission, and risk evaluation, helping merchants recover lost revenue and prevent future disputes with minimal manual work. The platform also includes Chargeflow Prevent, which detects risky orders after purchase but before fulfillment, reducing potential chargebacks before they occur.

Key Features:

• Automated dispute response creation and submission
• Real-time chargeback alerts to catch disputes before they escalate
• Post-purchase fraud detection with Chargeflow Prevent
• Predictive insights powered by ChargeScore AI
• Seamless integrations with Shopify, Stripe, PayPal, and major payment processors

Pros:

• Unified prevention and recovery in one platform
• Success-based pricing (pay only when you win)
• Trusted by more than 15,000 Shopify merchants

Cons:

• Most valuable for merchants with moderate to high dispute volumes

Best For:

Shopify merchants seeking a comprehensive, AI-driven solution that prevents disputes, automates recovery, and protects revenue without extra workload.

👉 Explore Chargeflow on the Shopify App Store

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SEON - Deep Data Enrichment and Digital Footprinting

SEON stands out by analyzing the digital footprint behind each transaction. Rather than just examining transaction data, SEON investigates the individual making the purchase through social media profiles, email reputation, phone number history, and device fingerprinting.

How it works: When a customer places an order, SEON instantly analyzes their email address, phone number, IP address, and device to build a comprehensive risk profile. The system checks if the email has associated social media accounts (and when they were created), whether the phone number matches the claimed location, if the device has been used for previous fraud, and dozens of other data points.

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NoFraud - Catch High-risk Orders Before They Ship

NoFraud combines the best of both worlds: AI-powered fraud detection with human expert review, backed by a chargeback guarantee. This hybrid approach aims to maximize accuracy while minimizing false positives.

How It Works: Every transaction is first analyzed by NoFraud's machine learning algorithms that evaluate hundreds of data points. Orders classified as clearly legitimate or clearly fraudulent get instant decisions. Transactions in the gray area are escalated to NoFraud's team of fraud analysts, who manually review within minutes, examining patterns and context that AI might miss.

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ClearSale - Stop Fraud, Sell More & Create Better Customer Experiences

ClearSale has built its reputation on combining advanced AI with large-scale human review operations. With over 2,000 analysts reviewing transactions globally, they offer one of the most thorough manual review processes in the industry, backed by a chargeback guarantee.

How It Works: ClearSale's AI performs an initial risk assessment on every transaction. High-risk orders are escalated to their team of trained fraud analysts who conduct detailed investigations, often contacting customers directly to verify legitimacy. This deep review process happens quickly, ideally within 90 minutes.

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FraudLabs Pro - Secure Your Business From Online Payment Fraud

FraudLabs Pro targets small to mid-sized merchants who need effective fraud prevention without enterprise pricing. They offer comprehensive fraud detection capabilities with transparent, volume-based pricing that makes advanced protection accessible to growing stores.

How It Works: FraudLabs Pro validates each order against their fraud database, performs email/IP validation, checks proxy/VPN usage, validates billing address, and assigns a risk score with a recommendation (Approve, Review, or Reject). Merchants can customize validation rules and create specific criteria for automatic approvals or rejections.

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Blockify – Prevent Fraudulent to Secure and Grow Your Shopify Store

Blockify takes a different approach to fraud prevention: blocking risky traffic before it can even place orders. Rather than analyzing transactions after they occur, Blockify prevents fraud by blocking access from high-risk geographic locations, IP addresses, VPNs, proxies, and known bad actors.

How It Works: Blockify maintains databases of risky IP addresses, VPN servers, proxy services, and geographic locations associated with high fraud rates. When visitors access your store, Blockify checks their IP address and location against these databases. Risky visitors see a block page or are redirected elsewhere, preventing them from browsing or making purchases.

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Forter – Identity Intelligence for the AI Era

Forter stands out by analyzing the identity-based trust behind each customer interaction across the entire digital commerce journey. Rather than relying on static rules or scores, Forter leverages a massive global identity network and advanced machine learning to determine the fundamental trustworthiness of a user.

How It Works: Forter uses a global identity network and AI to assess customer trustworthiness across the entire journey (login to checkout). It instantly analyzes over 6,000 data points, including behavioral biometrics and historical data from 1.2+ billion identities, to provide a definitive Approve/Decline decision, covering transaction fraud, account takeover, and policy abuse.

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Fraud Judge – Protecting eCommerce, Empowering Growth

With Fraud Judge, you can easily prevent fraud, chargebacks, and inventory losses. Orders verification using customized rules, ID requests, address validation, and other functionality we provide can help you to filter and block suspicious orders, increase store security, and improve your revenue. We also run real-time checks, black/whitelists to flag risky orders.

How It Works: Fraud Judge lets you create custom fraud rules that automatically flag or block suspicious orders, customers, or addresses. When risk indicators appear, the system can request identity verification, ensuring only legitimate buyers continue with checkout. Customers may also be asked to verify their billing or shipping details to confirm the validity of a purchase, and the platform provides them with a quick, guided way to prove their identity if needed.

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Sift – Better Fraud Decisions Through Identity Trust

Sift offers an enterprise-grade fraud prevention platform powered by its global data network that analyzes billions of events monthly across thousands of merchants. Their machine learning models identify fraud patterns across the entire Sift network, not just your store.

How It Works: Sift's Digital Trust & Safety platform tracks user behavior across sessions and devices, building behavioral profiles over time. The system assigns dynamic risk scores (0-100) to users, accounts, content, and transactions based on hundreds of signals. Merchants set score thresholds to determine which actions trigger reviews, blocks, or approvals.

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Kount – Confidently Manage Fraud. Substantially Increase Profits.

Kount is an Equifax company that provides trust and safety solutions to businesses through fraud prevention, identity verification, and risk management technology. It uses data-driven decisions, machine learning, and AI to help e-commerce merchants, payment processors, and other online businesses prevent fraud, reduce chargebacks, and create a more seamless customer experience.

How It Works: Kount helps you leverage robust data analytics and adaptive AI to analyze high-risk orders in real-time. The platform automates critical decisions, approvals, declines, refunds, and cancellations, while letting you customize business policies and risk thresholds. This reduces false positives, chargebacks, and revenue loss, ultimately improving customer experiences with quick, seamless checkout processes.

Stop Shopify Fraud, Protect Your eCommerce Store

Sophisticated fraudsters continually evolve their tactics, from basic card testing to insidious friendly fraud and coordinated bot attacks. As a result, Shopify merchants are recognizing the urgent need to go beyond Shopify’s native fraud analysis and invest in more advanced protection.

The core challenge is finding a solution that delivers robust financial security without introducing unnecessary friction that scares off legitimate shoppers. That’s where specialized fraud-prevention platforms come in. Whether it’s eliminating chargebacks and post-transaction losses with Chargeflow, derisking digital payments with deep data enrichment from SEON, leveraging real-time decisioning from Forter, or securing transactions through guaranteed fraud protection by NoFraud, this list highlights the top fraud protection apps to secure your store in 2026.

👉Protect your transactions from chargebacks this peak season with Chargeflow.

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Disclaimer: This article relies on publicly available information gathered through online research. We have not independently tested every tool. Please contact us if you notice any outdated information or have suggestions for updates.