Alternative

Best Alternative to Stripe Smart Disputes for Chargeback Recovery?

That’s easy — meet Chargeflow. Built with merchants and SaaS companies in mind, Chargeflow combines powerful AI, full automation, and complete control over disputes — all without hidden fees or cutting into your revenue.

100% Hands-Free
Automation

From data collection to evidence submission, we eliminate the need for manual intervention.

Pay Only for Results

Chargeflow operates on a success-based pricing model, meaning merchants only pay for prevented or recovered chargebacks.

100+ Supported Integrations

Seamless native, and secure one-click integration with the world’s leading payments, eCOmmerce, and CRM platforms.

Plug & Play Integration

Seamless setup with Shopify, Stripe, WooCommerce, and 100+ platforms and payment processors.

300+ reviews

Trusted by 15,000+ fast-growing eCommerce brands, SaaS, and Enterprise companies.

why we’re better

Why is Chargeflow the Best Alternative to Smart Disputes?

Chargeflow is a fully managed and trusted platform trusted by thousands of eCommerce brands – with higher win rates and no hidden fees.

Feature
Representment
Data Insights & Analytics
Pricing Model
Integration Coverage
Zero Duplication
Automated Refunds
Supports Multiple Payment Providers
Strengths
Weaknesses
Chargeflow
Full automation of the entire chargeback cycle from initial disputes to chargeback representation and revenue recovery.
AI-driven, real-time insights, and recommendations.
Pay ONLY for successful chargeback recoveries or prevented disputes. Stripe’s $15 counter fee applies but is refunded when you win.
100+ platforms, including Shopify and WooCommerce, Paypal and hundreds more..
Uses logic to eliminate alert duplication, so merchants only pay for a single alert.
Automates refunds across every payment processor.
Works with Stripe, PayPal, Shopify Payments, and 100+ processors.
Full-stack solution. AI-built evidence. 100+ integrations. Complete control. Built for real eCommerce and SaaS needs.
$15 Stripe fee. Best for high-volume merchants needing deep data and system integrations.
Smart Disputes
Auto-submits cases deemed winnable by Stripe.
Minimal visibility, no custom insights.
No counter fee, but Stripe charges a 30% fee on recovered amounts.
Stripe-only
No
No
Locked to Stripe only.
No setup. Built into Stripe. Waives $15 fee. Best for simple, low-volume cases.
30% fee. Only works with Stripe. No data enrichment or customization. Limited flexibility.
ROI Calculator

See How Much More You Recover With Chargeflow

Chargeflow helps you recover more revenue, with higher win rates and no hidden fees.
See the real impact on your bottom line.

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With Chargeflow you can save

Stripe Is a better option for you

Based on your inputs, Stripe would save you $3,503 more than Chargeflow
$7,500
more than with Stripe Smart Disputes
Detailed Analysis
Chargeflow Recovery
$7,500
Stripe Recovery
$7,500
Chargeflow Automation
Recovered Disputes
123 (28.9%)
Recovered Amount
123 (28.9%)
-$17,712
Service Fee (25%)
-$17,712
Counter Fees
(302 lost × $15)
-$17,712
Total Cost
$9,861
Net Recovered
Stripe Smart Disputes
Recovered Disputes
123 (28.9%)
Recovered Amount
123 (28.9%)
-$17,712
Service Fee (25%)
-$17,712
Total Cost
$9,861
Net Recovered
Detailed Comparison
Chargeflow
Stripe
Net Recovery Comparison
Products

Everything You Need to Beat Chargebacks.

Automation

Handle your chargeback management hands-free from data collection to submission, our cutting-edge technology handles it all. Working 24/7 to recover your revenue and saying goodbye to chargeback chaos.

  • End-to-end chargeback management.
  • AI-powered data collection and evidence submission.
  • Built to scale, adapting to your needs seamlessly.

Alerts

Stay ahead of disputes with real-time alerts helping you reduce chargebacks by 90%. Working behind the scenes, Chargeflow Alerts protects your business, cutting costs, and steering you clear of chargeback monitoring programs.

  • Reduce chargebacks by 90%.
  • Real-time dispute alerts.
  • Zero duplication guaranteed.

Insights

Transform the way you manage disputes by getting a 360-degree view of your chargebacks and payments. Powered by AI, you’ll uncover hidden trends and receive clear, actionable insights to help you protect your revenue.

  • Powerful unified AI insights dashboard.
  • Actionable data analytics.
  • Fraud pattern detection.
Customer Spotlight

Experience Speaks For All.

eCommerce brands, SaaS, and Enterprise companies.

108%
Win Rate Improvement
328h
Time Saved

Elementor

2x
Doubled chargeback win rates
90%
Reduction in dispute resolution time
<1 min
Dispute resolution time

HexClad

59%
Improvement in recovery rate
199
Hours saved
54%
Win rate soared to
$10,427
Recovered in lost revenue
170%
Increased win rate by

Wordtune

4.3x
Increase in win rate
100%
On-time submission rate
0hr
Spent managing chargebacks
Frequently Asked Questions

Questions?
we’ve got answers.

What makes Chargeflow different from Stripe Disputes?

Chargeflow collects data from dozens of third party signals, not just transaction data like Stripe Dispute does. This allows for much more coverage and much better win rates because the evidence submitted is much more comprehensive and compelling..

How does Chargeflow fight chargebacks?

Chargeflow collects data like order info, customer messages, and payment details. It builds a full dispute case for you, so you don’t have to lift a finger.

Can Chargeflow handle chargebacks from multiple payment processors?

Yes! Chargeflow works with many processors — not just Stripe. That means one tool for all your chargebacks, no matter how you process payments.

How does Chargeflow’s pricing work?

You only pay a percentage of the revenue we help you recover. No upfront fees, no subscriptions — just success-based pricing.

Is Chargeflow safe to use?

Yes. Chargeflow is SOC 2, GDPR, and ISO certified. We use top security standards to keep your data safe.

need more help?

Need help deciding which solution is right for your business? Have a unique use case, such as a high transaction value, or simply want to learn more about Chargeflow? Schedule a short call with us to find out if it is a good fit for you.

outperform the competition

300%

Increase in win-rate, on average

4X

ROI guarantee

90%

Average reduction in chargebacks

Join hundreds of eCommerce brands using Chargeflow to automate and recover chargebacks.