/
Disputes & Chargebacks
Oct 23, 2025

Best Chargeback Solutions for Shopify 2026

Jodi Lifschitz
Head of Content
This is a h2 title that comes out of the rich text automatically.

Chargebacks?
No longer your problem.

Recover 4x more chargebacks and prevent up to 90% of incoming ones, powered by AI and a global network of 15,000 merchants.

250+ reviews
No credit card needed.
TL;DR:

Shopify merchants are losing more to chargebacks and friendly fraud in 2026. This guide compares the best chargeback solutions to automate recovery and prevent disputes. Chargeflow stands out as the only all-in-one Shopify-native tool covering prevention, alerts, and recovery.

Why Chargebacks Are Still a Problem for Shopify Merchants

Chargebacks are not a new problem for eCommerce merchants, but Shopify merchants are feeling the pressure more than ever going into 2026. This is not surprising. According to Chargeflow’s Ultimate Chargeback Statistics Report, global chargebacks are expected to cost merchants $33.79 billion in 2025, rising to $41.69 billion by 2028.

The reasons come down to three main factors: more online orders, rising fraud, and higher customer expectations. Even legitimate buyers sometimes file disputes, a problem known as friendly fraud, which now accounts for nearly 80% of all chargebacks. 

Each chargeback doesn’t just erase a sale. It adds fees, operational costs, and lost time. The financial burden keeps climbing. The LexisNexis True Cost of Fraud Study 2025 found that merchants now lose an average of $4.60 for every $1 of fraud once fees, chargebacks, and overhead are factored in. Over time, repeated disputes can erode profit margins, strain payment processor relationships, and damage customer trust. 

While Shopify offers some protection through Shopify Protect (for select Pay transactions), it doesn’t cover every order to guarantee results. For most merchants, that’s not enough. Dedicated chargeback and recovery solutions fill the gap by combining prevention, automation, and analytics to address these challenges. 

How Chargeback Solutions Work (and Why Shopify’s Built-In Tools Aren’t Enough)

Shopify’s built-in tools, like Fraud Filter and Shopify Protect, help flag suspicious orders or cover a limited range of cases. However, they fall short when it comes to full dispute recovery.

Chargeback management involves more than prevention. It’s about automating dispute responses, collecting evidence efficiently, and using historical data to improve future performance. 

The best chargeback solutions for Shopify use AI, automation, and payment-network integrations to stop disputes before they occur and recover lost revenue when they do.

Below, we’ve compared the best chargeback apps available to Shopify merchants in 2026.

Compare the Best Shopify Chargeback Apps 2026

Check out this quick snapshot of how they compare:

Solution Focus Area Shopify Integration Automation Level Pricing Model Best For
Chargeflow Prevention + Recovery Native Full automation Success-based (pay only when you win) All-in-one AI chargeback management
Signifyd Guaranteed protection Native Automated decisions Subscription or % of GMV Mid-to-large merchants seeking liability options
NoFraud Fraud screening + alerts Native Semi-automated Volume-based Merchants needing manual review options
ClearSale Manual review + analytics API integration Human + AI Performance-based Enterprise-level merchants
Kount Data-driven fraud prevention API integration Highly configurable Custom enterprise pricing Global, high-volume stores
FraudLabs Pro Fraud scoring + risk alerts Native Semi-automated Free tier available New or budget-conscious stores needing basic screening

Chargeflow Automation - Best All-Around Chargeback Solution for Shopify

Chargeflow is the leading Shopify-native solution for managing the entire chargeback lifecycle, from prevention to recovery. Its AI automates evidence collection, dispute submission, and risk evaluation, helping merchants recover lost revenue and prevent future disputes with minimal manual work. The platform also includes Chargeflow Prevent, which detects risky orders after purchase but before fulfillment, reducing potential chargebacks before they occur.

Key Features: 

  • Automated dispute response creation and submission
  • Real-time chargeback alerts to catch disputes before they escalate
  • Post-purchase fraud detection with Chargeflow Prevent
  • Predictive insights powered by ChargeScore AI 
  • Seamless integrations with Shopify, Stripe, PayPal, and major payment processors

Pros:

  • Unified prevention and recovery in one platform
  • Success-based pricing (pay only when you win)
  • Trusted by more than 15,000 Shopify merchants

Cons:

  • Most valuable for merchants with moderate to high dispute volumes

Best For:

Shopify merchants seeking a comprehensive, AI-driven solution that prevents disputes, automates recovery, and protects revenue without extra workload.

👉 Explore Chargeflow on the Shopify App Store

Signifyd - Best for Guaranteed Chargeback Protection

Signifyd provides a chargeback guarantee for approved orders, which shifts liability away from the merchant. This means when Signifyd approves an order, it assumes the risk of fraud-related chargebacks. 

Key Features:

  • Fraud detection with guaranteed protection
  • Automated order decisioning (approve, decline, or review)
  • Global data network to improve risk accuracy

Best For:

Mid-to-large Shopify stores that want the assurance of guaranteed coverage and risk transfer. 

NoFraud - Best for Screening and Dispute Reduction

NoFraud combines automated fraud detection with manual reviews to help merchants prevent both fraud and chargebacks. It provides real-time order screening and alerts that flag suspicious activity before it is fulfilled. 

Key Features: 

  • Automated order screening and real-time alerts
  • Dedicated manual review team for edge cases
  • Detailed reporting to track dispute outcomes

Best For:

Merchants who want a hands-on balance between automation and human review. 

ClearSale - Best for Manual Review and Chargeback Prevention

ClearSale offers a mix of fraud analytics and human intelligence to review questionable orders before fulfillment. Its system helps merchants prevent chargebacks without sacrificing approval rates. 

Key Features:

  • Machine learning with human analyst verification
  • Chargeback guarantee for approved transactions
  • Performance tracking dashboards

Best For: 

Large Shopify Plus stores that need enterprise-grade automation and risk management. 

Kount - Best for Data-Driven Fraud and Chargeback Prevention

Kount’s Identity Trust Global Network uses billions of data points to detect and block fraudulent transactions. It connects behavioral, payment, and device data to improve fraud and chargeback prevention. 

Key Features:

  • AI-based risk modeling and adaptive fraud scoring
  • Device fingerprinting and IP geo-location tracking
  • Global data network that learns across industries
  • Configurable business rules to adjust risk tolerance

Pros:

  • Excellent for large-scale operations or international merchants
  • Highly customizable rules and thresholds
  • Strong analytics for risk teams

Cons:

  • Expensive and complex setup for small businesses
  • Limited Shopify-specific automation

Best for: 

Enterprise-level Shopify Plus merchants with global customers, higher transaction volumes, and dedicated fraud teams. 

FraudLabs Pro - Best Budget-Friendly Fraud Screening for Shopify

FraudLabs Pro focuses on affordable, real-time fraud screening to help Shopify merchants reduce chargeback risk before disputes occur. While it doesn’t manage chargeback recovery directly, it serves as a strong first line of defense for smaller stores to block fraudulent transactions early. 

This makes it a strong option for smaller merchants who want to prevent losses without the higher costs of enterprise-grade tools. 

Key Features:

  • Real-time fraud scoring and risk analysis for every order
  • Customizable rules to match your store’s risk tolerance
  • Device fingerprinting, IP geolocation, and email verification
  • Blacklist monitoring and transaction velocity checks
  • Free plan available for up to 500 monthly transactions

Pros:

  • Affordable entry-level option with a generous free tier
  • Highly customizable risk rules for small and mid-size merchants
  • Quick Shopify integration with minimal setup

Cons:

  • No chargeback recovery or automated dispute handling
  • Limited automation compared to full lifecycle solutions
  • Manual review may still be needed for flagged transactions

Best For:

Smaller Shopify merchants who want an affordable, prevention-focused tool to block fraudulent orders and reduce chargebacks before they occur. 

The Bottom Line: Choosing the Right Chargeback Solution for Your Shopify Store

Choosing the right chargeback solution comes down to understanding your store’s needs. For instance, if you manage high dispute volumes, or if automation and scalability are top priorities. Smaller stores may require more flexible pricing and manual review options. Look for tools that:

  • Integrate natively with Shopify and your payment gateways
  • Automate dispute responses and prevention
  • Offer transparent, success-based pricing
  • Include proactive prevention, not just recovery

If you’re looking for reliable Shopify chargeback help, start with automation that prevents disputes before they happen, not after they’ve cost you money.

That’s where Chargeflow really stands out. It combines prevention, alerts, and automated recovery all in one AI-driven platform, helping Shopify merchants protect their revenue and regain time. With the addition of Chargeflow Prevent, merchants can now stop digital shoplifters before fulfillment, closing the loop on the entire dispute lifecycle. 

👉 Explore Chargeflow on the Shopify App Store

SHARE THIS ARTICLE

Chargebacks?
No longer your problem.

Recover 4x more chargebacks and prevent up to 90% of incoming ones, powered by AI and a global network of 15,000 merchants.

192+ reviews
No credit card needed.
subscribe

The latest chargebacks, fraud, and ecommerce content, in your inbox. Every week.

Sign up now and never miss out the latest trends!
By providing your email you're agreeing to our Terms of Service and Privacy Notice