Recover 4x more chargebacks and prevent up to 90% of incoming ones, powered by AI and a global network of 15,000 merchants.
Shopify merchants are losing more to chargebacks and friendly fraud in 2026. This guide compares the best chargeback solutions to automate recovery and prevent disputes. Chargeflow stands out as the only all-in-one Shopify-native tool covering prevention, alerts, and recovery.
Chargebacks are not a new problem for eCommerce merchants, but Shopify merchants are feeling the pressure more than ever going into 2026. This is not surprising. According to Chargeflow’s Ultimate Chargeback Statistics Report, global chargebacks are expected to cost merchants $33.79 billion in 2025, rising to $41.69 billion by 2028.
The reasons come down to three main factors: more online orders, rising fraud, and higher customer expectations. Even legitimate buyers sometimes file disputes, a problem known as friendly fraud, which now accounts for nearly 80% of all chargebacks.Â
Each chargeback doesn’t just erase a sale. It adds fees, operational costs, and lost time. The financial burden keeps climbing. The LexisNexis True Cost of Fraud Study 2025 found that merchants now lose an average of $4.60 for every $1 of fraud once fees, chargebacks, and overhead are factored in. Over time, repeated disputes can erode profit margins, strain payment processor relationships, and damage customer trust.Â
While Shopify offers some protection through Shopify Protect (for select Pay transactions), it doesn’t cover every order to guarantee results. For most merchants, that’s not enough. Dedicated chargeback and recovery solutions fill the gap by combining prevention, automation, and analytics to address these challenges.Â
Shopify’s built-in tools, like Fraud Filter and Shopify Protect, help flag suspicious orders or cover a limited range of cases. However, they fall short when it comes to full dispute recovery.
Chargeback management involves more than prevention. It’s about automating dispute responses, collecting evidence efficiently, and using historical data to improve future performance.Â
The best chargeback solutions for Shopify use AI, automation, and payment-network integrations to stop disputes before they occur and recover lost revenue when they do.
Below, we’ve compared the best chargeback apps available to Shopify merchants in 2026.
Check out this quick snapshot of how they compare:
Chargeflow is the leading Shopify-native solution for managing the entire chargeback lifecycle, from prevention to recovery. Its AI automates evidence collection, dispute submission, and risk evaluation, helping merchants recover lost revenue and prevent future disputes with minimal manual work. The platform also includes Chargeflow Prevent, which detects risky orders after purchase but before fulfillment, reducing potential chargebacks before they occur.
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Best For:
Shopify merchants seeking a comprehensive, AI-driven solution that prevents disputes, automates recovery, and protects revenue without extra workload.
👉 Explore Chargeflow on the Shopify App Store
Signifyd provides a chargeback guarantee for approved orders, which shifts liability away from the merchant. This means when Signifyd approves an order, it assumes the risk of fraud-related chargebacks.Â
Key Features:
Best For:
Mid-to-large Shopify stores that want the assurance of guaranteed coverage and risk transfer.Â
NoFraud combines automated fraud detection with manual reviews to help merchants prevent both fraud and chargebacks. It provides real-time order screening and alerts that flag suspicious activity before it is fulfilled.Â
Key Features:Â
Best For:
Merchants who want a hands-on balance between automation and human review.Â
ClearSale offers a mix of fraud analytics and human intelligence to review questionable orders before fulfillment. Its system helps merchants prevent chargebacks without sacrificing approval rates.Â
Key Features:
Best For:Â
Large Shopify Plus stores that need enterprise-grade automation and risk management.Â
Kount’s Identity Trust Global Network uses billions of data points to detect and block fraudulent transactions. It connects behavioral, payment, and device data to improve fraud and chargeback prevention.Â
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Best for:Â
Enterprise-level Shopify Plus merchants with global customers, higher transaction volumes, and dedicated fraud teams.Â
FraudLabs Pro focuses on affordable, real-time fraud screening to help Shopify merchants reduce chargeback risk before disputes occur. While it doesn’t manage chargeback recovery directly, it serves as a strong first line of defense for smaller stores to block fraudulent transactions early.Â
This makes it a strong option for smaller merchants who want to prevent losses without the higher costs of enterprise-grade tools.Â
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Best For:
Smaller Shopify merchants who want an affordable, prevention-focused tool to block fraudulent orders and reduce chargebacks before they occur.Â
Choosing the right chargeback solution comes down to understanding your store’s needs. For instance, if you manage high dispute volumes, or if automation and scalability are top priorities. Smaller stores may require more flexible pricing and manual review options. Look for tools that:
If you’re looking for reliable Shopify chargeback help, start with automation that prevents disputes before they happen, not after they’ve cost you money.
That’s where Chargeflow really stands out. It combines prevention, alerts, and automated recovery all in one AI-driven platform, helping Shopify merchants protect their revenue and regain time. With the addition of Chargeflow Prevent, merchants can now stop digital shoplifters before fulfillment, closing the loop on the entire dispute lifecycle.Â
Recover 4x more chargebacks and prevent up to 90% of incoming ones, powered by AI and a global network of 15,000 merchants.