payments Integrations

Manage Afterpay Disputes Without the Manual Scramble

Afterpay isn’t a card network, so its disputes don’t run on Visa or Mastercard rules: they move through Afterpay’s Business Hub on Afterpay’s timeline. Chargeflow centralizes those disputes, assembles the order, delivery, and customer evidence Afterpay’s team needs, and responds within the buyer-dispute window so you stop losing cases to missed deadlines and thin documentation. Backed by Chargeflow’s 4X ROI guaranteeת you only pay when we win.

About AfterPay

Afterpay is a buy now, pay later (BNPL) provider that lets shoppers split purchases into four interest-free installments while merchants are paid upfront. Launched in Australia in 2014 and now part of Block, it is widely used across retail and e-commerce in the US, UK, and Australia. Because Afterpay is not a card network, its disputes do not follow Visa or Mastercard rules; they move through Afterpay's Business Hub on Afterpay's own timeline, with buyers given an extended window to raise claims. That makes centralized tracking and platform-specific evidence critical to responding before cases are lost by default.

Why Chargeflow + AfterPay

Afterpay disputes, in one place

Pull Business Hub disputes into a single queue alongside the rest of your chargebacks, so nothing slips through a separate login.

Evidence Afterpay’s reviewers want

Chargeflow compiles proof of order, shipment, delivery, and customer communication formatted for Afterpay’s merchant dispute review, not generic card templates.

Never miss the response window

Afterpay gives buyers up to 120 days to dispute and merchants a fixed window to respond. Chargeflow tracks every deadline and responds on time.

Key Benefits

  • One unified queue

    Afterpay disputes sit next to your card chargebacks, so your team works one inbox instead of many portals.

  • Stronger responses

    Evidence packages pull your order, fulfillment, and delivery records into the format Afterpay reviewers expect.

  • Deadline tracking

    Every Afterpay dispute is tracked to its response deadline so cases are never lost by default.

  • Zero upfront cost

    Success-fee pricing. You pay only a share of the disputes Chargeflow helps you recover.

Perguntas frequentes

Questions?
we’ve got answers.

Is an Afterpay dispute the same as a card chargeback?

No. Afterpay is a BNPL provider, not a card network, so disputes are handled through Afterpay’s own process and timelines rather than Visa or Mastercard chargeback rules.

Does Compelling Evidence 3.0 apply to Afterpay?

No. CE 3.0 is a Visa program. Afterpay disputes follow Afterpay’s merchant policy, so Chargeflow tailors evidence to that process instead.

How does Chargeflow help with Afterpay?

It centralizes Afterpay disputes, assembles order and delivery evidence, and submits your response within Afterpay’s deadline so cases aren’t lost automatically.

How long do I have to respond?

Afterpay sets the merchant response window per dispute. Chargeflow tracks each one and flags approaching deadlines.

What does it cost?

Success-based pricing only. No upfront fees; you pay a percentage of what Chargeflow recovers.

need more help?

Need help deciding which solution is right for your business? Have a unique use case, such as a high transaction value, or simply want to learn more about Chargeflow? Schedule a short call with us to find out if it is a good fit for you.

Cliente em destaque

A experiência fala por si.

Marcas de comércio eletrônico, SaaS e empresas de grande porte.

TruHeight

$112,617
In Disputed Revenue Recovered
1,519+ hrs
Manual dispute handling eliminated
100%
Evidence Submission Rate

The Beard Club

+42.3%
Taxa de recuperação
40+
Horas economizadas por semana
97.5%
Redução do tempo de envio manual

Fanáticos

Mais de 800 mil dólares
Receita recuperada no primeiro ano
Mais de 25 horas
Economia semanal de trabalho manual
2x
Aumento na taxa de sucesso em disputas de estorno
59%
Aumento da taxa de recuperação
199
Horas economizadas
54%
A taxa de vitórias disparou para
$10,427
Recuperação da receita perdida
170%
Aumento da taxa de vitórias em
4.3x
Aumento da taxa de vitórias
100%
Taxa de envio dentro do prazo
0 h
Despesas com a gestão de estornos

Ready to Take Control of Afterpay Disputes?

Get in touch to learn more about Chargeflow.