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About Checkout.com
Checkout.com is a global payments platform founded in 2009 and headquartered in London, processing $300B+ in annual ecommerce volume for enterprises like Netflix, eBay, Klarna, Uber Eats, and ASOS.
As a direct acquirer, gateway, and processor, Checkout.com manages disputes end to end for merchants on its acquiring stack, exactly where Chargeflow plugs in. Because it owns the full payment path and exposes a native Disputes API, evidence and status changes flow in real time, with no third-party acquirer in the middle.
Why Chargeflow + Checkout.com
Native Disputes API, Zero Build
Connect Checkout.com in two clicks. No Disputes API development, no webhook plumbing, no manual Dashboard uploads. Disputes sync in real time the moment you go live.
Evidence Built for Issuers
Chargeflow Intelligence assembles a complete, scheme-compliant representment in seconds — mapped to the defense documents and reason codes Checkout.com surfaces for each network — then uploads and submits it through the API automatically.
Prevent and Route, Not Just Fight
Catch disputes early with Ethoca and Verifi alerts, and let Visa RDR auto-refund the cases that aren’t worth defending. Win the rest with CE 3.0.
Key Benefits
Hands-Off Recovery
Disputes are detected by webhook and submitted end to end at a 100% submission rate. Nothing for your team to touch.
Higher Win Rates
Evidence is enriched with 1,000+ data points per dispute, so packages are accurate, complete, and persuasive to issuers.
Up to 90% Fewer Chargebacks
Ethoca and Verifi alerts plus Visa RDR cut your dispute ratio and start preventing in 24 hours — keeping you under Visa’s 1.5% VAMP threshold.
Pay Only If We Win
Success-based pricing with no upfront fee, backed by our 4X ROI guarantee.
Questions?
we’ve got answers.
Through Checkout.com’s native Disputes API and webhooks. You authorize the connection once and disputes sync automatically, with no developer work.
Yes. For qualifying Visa disputes (reason code 10.4, fraud in a card-absent environment), Chargeflow formats evidence to the CE 3.0 standard to overturn fraud claims using prior-transaction history. On Mastercard, Chargeflow applies the equivalent First-Party Trust standard for first-party (friendly) fraud.
Yes. Chargeflow ingests Ethoca and Verifi alerts to resolve or refund disputes early, before they become chargebacks.
Yes. Chargeflow maps evidence to the reason codes and rules of each network Checkout.com processes, including Visa, Mastercard, and Amex.
Chargeflow runs on success-based pricing. There’s no upfront fee; you pay only a percentage of the disputes it wins.
need more help?
Need help deciding which solution is right for your business? Have a unique use case, such as a high transaction value, or simply want to learn more about Chargeflow? Schedule a short call with us to find out if it is a good fit for you.
Experience Speaks For All.
eCommerce brands, SaaS, and Enterprise companies.
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Ready to Start Winning Checkout.com Chargebacks?
