
Recover 4x more chargebacks and prevent up to 90% of incoming ones, powered by AI and a global network of 20,000 merchants.
Quick answer: The eBay Resolution Center is where buyers open Money Back Guarantee cases, Item Not Received (INR) or Significantly Not as Described (SNAD), and where sellers respond. For an eBay case, the seller has 3 business days to respond before the buyer can ask eBay to step in and decide; for a payment dispute (a bank chargeback), the seller has 5 calendar days to accept or challenge it. Declining a dispute carries a $20 fee (waived under eBay Seller Protection), and funds may be held for up to 90 days. Resolving issues early in the Resolution Center is the best way to avoid escalation and chargebacks.
As an eBay seller, smooth transactions are crucial, but disputes happen. The Resolution Center is where you handle them before they become costly chargebacks. This guide covers the dispute types, the response deadlines that matter, and how to prevent disputes in the first place.
Knowing the deadline for each dispute type keeps you from losing by default:
| Dispute type | Seller response window | Notes |
|---|---|---|
| Item Not Received (Money Back Guarantee) | 3 business days | Buyer can ask eBay to step in if unresolved |
| Not as Described (SNAD) | 3 business days | eBay rules under the Money Back Guarantee |
| Payment dispute (chargeback) | 5 calendar days | Bank-initiated; challenge with evidence |
| Declined-dispute fee | — | $20, waived with eBay Seller Protection |
| Fund hold | — | Disputed amount may be held up to 90 days |
The eBay Resolution Center is a structured platform for resolving disputes between buyers and sellers. Buyers use it to open cases under eBay's Money Back Guarantee, and sellers use it to respond to those cases and to manage payment disputes (chargebacks). When a buyer opens an INR or SNAD case, eBay handles it internally and makes the ruling, so a fast, well-documented response is essential.
To access it, log in to your eBay account, go to "Help & Contact," and select the Resolution Center. From there you can view the case, message the buyer, and submit evidence such as tracking, photos, and communication.
An INR case arises when a buyer says they never received an item, usually from shipping delays, lost packages, or miscommunication. To prevent and win INR cases as a seller:
A SNAD case occurs when the item received doesn't match the listing in a significant way (wrong brand, model, or condition). To avoid SNAD cases:
Many disputes, especially SNAD, are a form of friendly fraud, so documentation is your best defense.
eBay chargebacks are one of the most pressing challenges for sellers; see our dedicated guide to eBay chargebacks and the broader chargeback time limits for context.
Prevention protects both your revenue and your seller metrics:
For an eBay case under the Money Back Guarantee (INR or SNAD), sellers have 3 business days to respond before the buyer can ask eBay to step in. For a payment dispute (chargeback), sellers have 5 calendar days to accept or challenge it.
It's eBay's buyer-protection program covering items that don't arrive or don't match the listing. Cases are handled in the Resolution Center, and eBay makes the final ruling.
Declining (challenging) a payment dispute carries a $20 fee, which is waived if you qualify for eBay Seller Protection. Accepting and refunding generally avoids a penalty.
Use accurate listings, ship with tracking on time, communicate proactively, honor reasonable returns, and resolve issues early in the Resolution Center before they escalate.
The Resolution Center works best when you act fast and document everything. Pair good seller habits with automated chargeback protection from Chargeflow to stop disputes before they post and recover the ones that slip through, without the manual workload.

Recover 4x more chargebacks and prevent up to 90% of incoming ones, powered by AI and a global network of 20,000 merchants.